Gjensidige forsikring (GJF)

TekBot · april 3, 2025, 11:17am

Rentefastsettelse

TekBot · april 3, 2025, 11:17am

Rentefastsettelse

TekBot · april 3, 2025, 1:14pm

Approval of plan for merger of Gjensidige and its wholly owned subsidiary Buysure AS

Reference is made to the announcement on 1 April 2025 regarding Gjensidige
Forsikring ASA’s acquisition of Buysure AS. The Board of Gjensidige has today
approved a merger plan between Gjensidige and Buysure. It is planned that the
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boards of both companies will follow up on the decision regarding the merger
plan with a final resolution and a decision on the merger on or about 5 May
2025. It is expected that the merger will be completed on or around 1 July 2025.

The merger plan and related documents will be available at Gjensidige’s offices
and on www.gjensidige.com.

This information is subject to disclosure under the Norwegian Securities Trading
Act section 5-12.
Contact, Gjensidige Forsikring ASA:
Head of Investor Relations, Mitra Hagen Negård. Tel: +47 957 93 631

Kilde

TekBot · april 7, 2025, 6:38am

Invitation to the presentation of Gjensidige’s results for the 1st quarter 2025

Gjensidige Forsikring (OSE:GJF) will publish the results for the 1st quarter
2025 on 29 April at 7.00 CET.

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29 April (Oslo)

9.00 CET
CEO Geir Holmgren and CFO Jostein Amdal will present the results in a combined
webcast and conference call. The presentation and following Q&A session will be
held in English. The webcast can be viewed live on www.gjensidige.com/ir.

Participants who would like to ask questions can dial in using one of the
telephone numbers below. The full presentation can also be listened to live,
using the same dial-in details.

Dial-in details:
Norway: +47 21 56 33 18

USA: +1 786 697 3501
UK: +44 (0) 33 0551 0200
Other locations: Please choose one of the above.
Password: GjensidigeQ1

A replay of the presentation and Q&A session will be made available from the
same day.

11.00 CET
CEO Geir Holmgren and CFO Jostein Amdal will be available for a hybrid Q&A
session for sell-side analysts. Sell-side analysts who wish to attend can
register by sending an e-mail to ir@gjensidige.no by the end of 27 April. Please
specify if the attendance would be in person at Gjensidige’s head office,
Schweigaards gate 21 in Oslo or virtually. For virtual participants, dial in
details will be sent upon registration.

30 April (London)

DNB will organiser meetings with investors and analysts in London.

8.00 GMT
CEO Geir Holmgren and Head of IR Mitra Hagen Negård will be available for a Q&A
session for sell-side analysts at DNB Bank, 8th floor, The Walbrook Building, 25
Walbrook, London EC4N 8AF. Sell-side analysts who wish to attend the Q&A session
are requested to register by contacting Wendy Busuttil at DNB
wendy.busuttil@dnb.no or +44 7415 648 346 by the end of 27 April.

Contact persons, Gjensidige Forsikring ASA:
Head of Investor Relations, Mitra Hagen Negård. Tel.: +47 957 93 631
Head of Communication, Øystein Thoresen. Tel.: +47 952 33 382

For more information about Gjensidige, please visit www.gjensidige.com.

Gjensidige is a leading Nordic insurance group listed on the Oslo Stock
Exchange. We have about 4,600 FTEs and offer insurance products in Norway,
Denmark and Sweden. In Norway, we also offer pension and savings. The Group’s
insurance revenue was NOK 39 billion in 2024, while total assets were NOK 171
billion.

Kilde

TekBot · april 8, 2025, 12:50pm

Financial calendar

TekBot · april 8, 2025, 12:50pm

Finansiell kalender

TekBot · april 29, 2025, 5:00am

Høyere resultat drevet av en betydelig forbedring i forsikringsresultatet

Denne meldingen inneholder innsideinformasjon knyttet til Gjensidige Forsikring
ASA i henhold til EUs forordning om markedsmisbruk, og er informasjonspliktig
etter den norske verdipapirhandelloven §5-12.
…

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Gjensidige oppnådde et resultat etter skatt på 1 299 millioner kroner i første
kvartal, noe som reflekterer fortsatt sterk omsetningsvekst og en forbedret
combined ratio. Resultatene fra investeringsporteføljene bidro til en
annualisert egenkapitalavkastning på 22,2 prosent. Konsernet fortsetter å
iverksette målrettede pristiltak for å forbedre lønnsomheten ytterligere.
Gjensidige har en sterk kapitalposisjon.

Hovedpunkter første kvartal 2025 (første kvartal 2024)

· Resultat før skatt: 1 718,7 millioner kroner (1 085,8)
· Resultat per aksje: 2,60 kroner (1,59)
· Forsikringsinntekter: 9 993,9 millioner kroner (9 060,1)
· Forsikringsresultat: 1 313,6 millioner kroner (715,2)
· Combined ratio: 86,9 % (92,1 %)
· Kostnadsandel: 12,0 % (12,7 %)
· Finansresultat: 512,6 millioner kroner (437,5)

Gjensidige-konsernet oppnådde et resultat før skatt på 1 718,7 millioner kroner
(1 085,8) i kvartalet. Resultat etter skatt fra videreført virksomhet ble 1
298,6 millioner kroner (830,4), og tilsvarende resultat per aksje var 2,53
kroner (1,61). Resultat fra skadeforsikringsvirksomheten målt ved
forsikringsresultatet ble 1 313,6 millioner kroner (715,2), tilsvarende en
combined ratio på 86,9 prosent (92,1).

-Jeg er fornøyd med at vi har levert en sterk kombinasjon av inntektsvekst og
forbedret lønnsomhet, som til sammen har gitt en egenkapitalavkastning på 22,2
prosent, sier konsernsjef Geir Holmgren.

-Vi er i en periode med betydelig usikkerhet både politisk og økonomisk, og vår
jobb, som er å levere trygghet til kundene, er viktigere enn noen gang, sier
Holmgren.

Skadeforsikring

Forsikringsinntektene i privat-segmentet økte med 11,3 prosent målt i lokal
valuta. Forsikringsresultatet gikk ned med 6,3 prosent, noe som gjenspeiler en
høyere skadeprosent.

Forsikringsinntektene i segmentet Commercial økte med 8,0 prosent målt i lokal
valuta. Forsikringsresultatet økte med 52,5 prosent, noe som reflekterer høyere
forsikringsinntekter og en forbedret skadeprosent.

Forsikringsinntektene i det svenske segmentet gikk ned med 1,3 prosent målt i
lokal valuta. Forsikringsresultatet økte med 28,2 prosent, drevet av en
forbedret skadeprosent.

Samlet forsikringsresultatet ble 1 313,6 millioner kroner (715,2), noe som
reflekterer høyere forsikringsinntekter og en forbedret skadeprosent.

Skadeprosenten gikk ned med 4,5 prosentpoeng, noe som reflekterer en forbedring
på 4,7 prosentpoeng i den underliggende frekvensskadeprosenten, høyere
avviklingsgevinster og en positiv effekt av endringen i risikojusteringen.
Økning i storskader bidro negativt. Justert for værrelaterte skader,
avsetningene som ble gjort i første kvartal 2024 og den negative
skadeutviklingen som skjedde i første kvartal 2024, men som ble regnskapsført i
andre kvartal, var skadeprosenten om lag stabil, mens den underliggende
frekvensskadeprosenten forbedret seg med 3,7 prosentpoeng. Forbedringen var
drevet av Commercial og Privat i Norge og Sverige. Kostnadsandelen bedret seg
med 0,8 prosentpoeng, noe som reflekterer økte forsikringsinntekter.

Pensjon

Pensjonssegmentet oppnådde et resultat før skatt på 77,4 millioner kroner
(151,7), hovedsakelig drevet av en negativ utvikling i forsikringsresultatet.

Finansresultat

Finansresultatet for kvartalet ble 512,6 millioner kroner (437,5), tilsvarende
en avkastning på forvaltningskapitalen på 0,8 prosent (0,7). Resultatet for
kvartalet ble positivt påvirket av høye løpende renter, stabile kreditt-spreader
og positiv avkastning fra eiendom.

Annet

Andre poster utgjorde minus 113,6 millioner kroner (minus 149,0), og
forbedringen skyldes hovedsakelig et høyere resultat for mobilitetstjenester.

Resultatet fra avviklet virksomhet var 38,4 millioner kroner (minus 9,3),
hovedsakelig drevet av et økt forsikringsresultat. Forsikringsresultatet fra
avviklet virksomhet ble 27,6 millioner kroner (minus 11,0), noe som reflekterer
høyere forsikringsinntekter og lavere skadeprosent og kostnadsandel.

Denne meldingen inneholder alternative resultatmål (APM). APM er beskrevet på
www.gjensidige.com/rapportering.
Denne meldingen er publisert av Christian Haraldsen, kommunikasjonssjef i
Gjensidige Forsikring ASA.
Dato og klokkeslett for publisering: 07:00 CET, 29. april 2025

Kontakter:
Kommunikasjonsdirektør Øystein Thoresen. Tlf: +47 952 33 382
IR-direktør Mitra Hagen Negård. Tlf: +47 957 93 631

Gjensidige er et ledende nordisk skadeforsikringsselskap notert på Oslo Børs. Vi
har om lag 4 600 medarbeidere og tilbyr skadeforsikring i Norge, Danmark,
Sverige og Baltikum. I Norge tilbyr vi også pensjon og sparing. Driftsinntektene
var 39 milliarder kroner i 2024 mens forvaltningskapitalen utgjorde 172
milliarder kroner.

Kilde

TekBot · april 29, 2025, 5:00am

Higher results driven by a significant improvement in the insurance service result

This release contains inside information related to Gjensidige Forsikring ASA
pursuant to the EU Market Abuse Regulation and is subject to the disclosure
requirements pursuant to Section 5-12 the Norwegian Securities Trading Act.
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Gjensidige generated a profit after tax of NOK 1,299 million during the first
quarter, reflecting continued strong revenue growth and an improved combined
ratio. The results from the investment portfolios contributed to an annualised
return on equity of 22.2 per cent. The Group continues to implement targeted
pricing measures to further improve profitability. Gjensidige’s capital position
is strong.

Highlights first quarter 2025 (first quarter 2024)

· Profit or loss before tax expense: NOK 1,718.7 million (1,085.8)
· Earnings per share: NOK 2.60 (1.59)
· Insurance revenue: NOK 9,993.9 million (9,060.1)
· Insurance service result: NOK 1,313.6 million (715.2)
· Combined ratio: 86.9 % (92.1 %)
· Cost ratio: 12.0 % (12.7 %)
· Financial result: NOK 512.6 million (437.5)

Gjensidige Forsikring Group recorded a profit before tax expense of NOK 1,718.7
million (1,085.8) for the quarter.

The profit after tax expense from continuing operations was NOK 1,298.6 million
(830.4) and the corresponding earnings per share were NOK 2.53 (1.61).

The profit from general insurance operations measured by the insurance service
result was NOK 1,313.6 million (715.2), corresponding to a combined ratio of
86.9 (92.1).

-I am pleased that we have delivered a strong combination of revenue growth and
improved profitability, which together have resulted in a return on equity of
22.2 percent, says CEO Geir Holmgren.

-We are in a period of significant uncertainty both politically and
economically, and our job, which is to provide security to our customers, is
more important than ever, says Holmgren.

General insurance

Insurance revenue in the Private segment increased by 11.3 per cent measured in
local currency. The insurance service result decreased by 6.3 per cent,
reflecting a higher loss ratio.

Insurance revenue in the Commercial segment increased by 8.0 per cent measured
in local currency. The insurance service result increased by 52.5 per cent,
reflecting higher insurance revenue and an improved loss ratio.

Insurance revenue in the Swedish segment decreased by 1.3 per cent measured in
local currency. The insurance service result increased by 28.2 per cent, driven
by an improved loss ratio.

The insurance service result from general insurance operations was NOK1,313.6
million (715.2) reflecting higher insurance revenue and an improved loss ratio.

The loss ratio decreased by 4.5 percentage points, reflecting a 4.7 percentage
points improvement in the underlying frequency loss ratio, higher run-off gains
and a positive impact from the change in risk adjustment. Higher large losses
contributed negatively. Adjusted for weather-related claims, the provisions made
in the first quarter of 2024 and the adverse development of claims that occurred
in the first quarter of 2024 but were recognised in the second quarter, the loss
ratio was broadly stable, while the underlying frequency loss ratio improved by
3.7 percentage points. The improvement was driven by Commercial and Private in
Norway and Sweden.

The cost ratio improved by 0.8 percentage points, reflecting the increase in
insurance.

Pension

The pension segment recorded a profit before tax expense of NOK 77.4 million
(151.7), mainly driven by a negative development in the insurance service
result.

Financial result

The financial result for the quarter was NOK 512.6 million (437.5),
corresponding to a return on total assets of 0.8 per cent (0.7). The result for
the quarter was positively impacted by high running yields, stable credit
spreads and positive returns from real estate.

Other items

Other items amounted to minus NOK 113.6 million (minus 149.0), with the
improvement mainly reflecting a higher result for mobility services.

The profit from discontinued operations was NOK 38.4 million (minus 9.3) mainly
driven by an increased insurance service result. The insurance service result
from discontinued operations was NOK 27.6 million (minus 11.0), reflecting
higher insurance revenue and lower loss and cost ratios.

This release contains alternative performance measures (APMs). APMs are
described at www.gjensidige.com/reporting
This release is issued by Christian Haraldsen, media relations officer at
Gjensidige Forsikring ASA.
Date and time of publication: 07:00 CET, 29 April 2025

Contact persons, Gjensidige Forsikring ASA:
Head of Communication, Øystein Thoresen. Tel: 47 952 33 382
Head of Investor Relations Mitra Hagen Negård. Tel: 47 957 93 631

Gjensidige is a leading Nordic insurance group listed on the Oslo Stock
Exchange. We have about 4,600 employees and offer insurance products in Norway,
Denmark and Sweden. In Norway, we also offer pension and savings. The Group’s
operating income was NOK 39 billion in 2024, while total assets were NOK 172
billion.

Kilde

E24Bot · april 29, 2025, 5:28am

Resultathopp for Gjensidige

TekBot · april 29, 2025, 3:41pm

Primary insider trade

TekBot · april 30, 2025, 8:18am

First quarter 2025 interim report - minor correction in the accounts for the holding company Gjensidige Forsikring ASA

TekBot · april 30, 2025, 11:52am

Rentefastsettelse

TekBot · april 30, 2025, 6:03pm

Acquisition of own shares / primary insider trades

On 30 April 2025, DNB acquired a total of 101 876 shares in Gjensidige
Forsikring ASA (“Gjensidige” or the “Company”, OSE:GJF, LEI
5967007LIEEXZX6FAO47, ISIN NO0010582521) on behalf of the Company. 82 031 shares
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have been sold to employees at a price of NOK 241.74 per share as part of
Gjensidige’s share savings scheme for 2025. For a description of the share
savings scheme, see the stock exchange release dated 19 December 2024.
Acquisition of shares under the share savings scheme for the first quarter of
2025 is now complete.

Primary insiders in Gjensidige have on 30 April 2025 received shares in the
Company as part of the share savings scheme for 2025. See attachment for details
on the acquisition of shares by primary insiders.

Following the purchase and sale of shares for the first quarter of 2025 in
connection with the share savings scheme, Gjensidige will own 28 862 own shares.

This information is subject to the disclosure requirements pursuant to article
19 of Regulation (EU) No 596/2014 and section 5-12 of the Norwegian Securities
Trading Act.

Contacts:
Head of Investor Relations: Mitra Hagen Negård. Tel: +47 957 93 631
Head of Communication: Øystein Thoresen. Tel: +47 952 33 382

Kilde

TekBot · mai 13, 2025, 4:25am

Approval of plan for merger of Gjensidige and its wholly owned subsidiary Buysure AS

TekBot · mai 26, 2025, 11:05am

Rentefastsettelse

TekBot · juni 10, 2025, 12:01pm

Rentefastsettelse

TekBot · juni 23, 2025, 6:01am

Invitation to Gjensidige’s Q2 2025 result presentation

Gjensidige Forsikring (OSE:GJF) will publish the results for the second quarter
of 2025 on 11 July at 7.00 CET.

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Results presentation - 08:45 CET
CEO Geir Holmgren and CFO Jostein Amdal will present the results in a combined
webcast and conference call, followed by a Q&A session. The presentation will be
held in English and streamed live at www.gjensidige.com/ir.

To ask questions during the Q&A, participants may dial in using the numbers
below. The full presentation can also be followed via audio using the same dial
-in details.

Dial-in numbers:

· Norway: +47 2 156 3318
· UK: +44 (0) 33 0551 0200
· USA: +1 786 697 3501
· Other locations: Please choose one of the above.

Password: GjensidigeQ2

A replay of the presentation and Q&A session will be made available from the
same day.

Sell-side analyst Q&A - 11:00 CET
CEO Geir Holmgren and CFO Jostein Amdal will host a hybrid Q&A session for sell
-side analysts. To attend, please register by 9 July via e-mail to
ir@gjensidige.no, indicating whether you will join in person at Gjensidige’s
head office (Schweigaards gate 21, Oslo) or virtually. Dial-in details will be
provided to virtual participants upon registration.

Contact:
Mitra Hagen Negård, Head of Investor Relations - tel.: +47 957 93 631
Øystein Thoresen, Head of Communication - tel.: +47 952 33 382

Gjensidige is a leading Nordic insurance group listed on the Oslo Stock
Exchange. We have approximately 4,600 full time employees and offer insurance
products in Norway, Denmark, Sweden and the Baltic states. In Norway, we also
provide pension and savings solutions. In 2024, the Group’s insurance revenue
was NOK 39 billion, and total assets amounted to NOK 171 billion.

For more information, visit: www.gjensidige.com

Kilde

TekBot · juni 26, 2025, 11:10am

Rentefastsettelse

TekBot · juli 3, 2025, 11:59am

Rentefastsettelse

TekBot · juli 3, 2025, 11:59am